Atlantic Federal offers two Checking Accounts:

• Free Checking with no monthly service fees
• Benefits Plus® Checking*

Both Free Checking and Benefits Plus® Checking have:

• No minimum balance requirement.
• Unlimited check writing.
• FREE ATM/Visa® Debit card.
• Surcharge-free ATM withdrawals at thousands of CO-OP ATMs.
• FREE unlimited ATM usage at AFCU ATMs.
• FREE home banking and bill pay.
• FREE mobile banking
• FREE check images at our @nytime Financial Center.
• FREE account alerts.
• FREE E-Statements.
• FREE telephone banking with @nytime Teller.
• FREE automatic overdraft from available funds in savings to cover checks. See Reg D limitations.
• Automatic Courtesy Pay coverage to cover NSF checks (dollar limit based on Member Merits level). Click here to learn more about Courtesy Pay.
• FREE trial of Benefits Plus®*

Open a Checking Account now.
Use our easy Online Switch Kit to close old checking accounts and change direct deposit and automatic payments.
Spanish Online Switch Kit.

*Benefits Plus® Checking is our value added account that provides discounts and savings on many services including restaurants, movie tickets, department stores, theme parks, hotels, air travel, cruises and more. Everyone who opens a Free Checking Account automatically receives a free trial of Benefits Plus service for up to 3 months (number of free days in the first month is determined by the account’s opening date). After the free trial, there is a modest $3 monthly charge for Enhanced and Value members that is automatically deducted from your Checking Account. Premier members always receive the service free.

You may opt out of Benefits Plus at any time and switch to Free Checking by calling our Member Service Department at 1-800-222-1329. Or e-mail us at info@atlfedcu.com with the subject heading “Remove Benefits Plus.” Please include your first and last name and account number.