Courtesy Pay
Our Courtesy Pay program is a benefit for all Members with checking accounts (with additional benefits for Premier and Enhanced Members). It automatically pays your NSF checks and/or ACH debits that exceed your available account balance up to your pre-authorized limit. Courtesy Pay is only accessed after all other account sources are exhausted, i.e. transfer from available funds in Savings or Overdraft Line-of-Credit.
Premier Members are covered to $750 by Courtesy Pay. Enhanced members receive up to $500 in coverage and Value Members get $300. There is a $25 fee per check covered. A Member has 15 days from the time each NSF is paid to deposit funds into their checking account for repayment to avoid $25 late fee.
Click here for Frequently Asked Questions about Courtesy Pay.